2467033
Beschreibung
Karteikarten von dylan_earl, aktualisiert more than 1 year ago
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Erstellt von dylan_earl
vor mehr als 11 Jahre
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| Frage | Antworten |
| How are commercial loans based? | Max loan is based on value of property, income of building, assets, borrowing record |
| What is Net Operating Income (NOI)? | Amount left from property rents available to make mortgage payments |
| What is Debt Coverage Ratio? (DCR) | How much of the TDS is covered by NOI |
| DCR is high for Apartments and Low for Hotels due to vacancy T/F | False. Apartments are low and Hotels are high. Hotels have higher vacancy which makes the DCR requirement higher to cover the vacant costs. |
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