H14: Limited Insurance Policies / MRMIP / PPACA

Travel Accident

Specified Disease Insurance

Hospital Income Policy

Hospital Income Policy/Hospital Indemnity/Hospital Confinement

Accident Only Policy

Accident

Sickness

Credit Disability (Credit Health)

Credit Life

Blanket Policy

Major Risk Medical Insurance Program (MRMIP)

Managed Risk Medical Insurance Board duties include:

MRMIP Eligibility Requirements

MRMIP

At Time, MRMIP may have a waiting list due to limited funding. When funding is limited, individuals who qualify for MRMIP will be placed on a waiting list until enrollment slots become available.

Waiting List

Tobacco Tax Fund helps fun MRMIP

PPACA Overview

Health Benefit Exchange

CAs Health Benefit Exchange CANNOT deny someone with pre-existing condition

CAs Health Benefit Exchange open to individuals and small employers (<100 employees)

Coverage for Adult Children up to 26

Children under 19 cannot be declined health coverage due to pre-existing conditions (they are guaranteed issue of a policy)

effective 9/23/2010, applies to new and grandfathered plans

Medical Loss Ratio

MLR= Claims/Total Premiums

MLR Requirements

Access for Infants & Mothers (AIM)

Qualification for (AIM-Access for Infants & Mothers)

Healthy Families

Qualifications

MRMIP= State Funded

PCIP: Federally Funded