How many credit scores do you have?
more than 100
Everyone has a credit score.
Which of the following things does not directly affect your credit score?
debt payment history
amount of debt
Credit scores are based on the data in your credit reports.
Which of these does the most damage to your credit score?
missing a credit card payment
applying for a mortgage
maxing out a credit card
paying your rent a day late
overdrawing your checking account
Checking your credit score can help you __________.
improve your credit
find loans or credit cards you can qualify for
all of the above
none of the above
What is a good credit score?
there's no such thing as a good credit score
anything higher than 680
whatever score allows you to reach your financial goals
Who can request your credit score?
How often does your credit score change?
when new data is added to your credit report
Which of the following is WRONG?
Your credit score will impact how much money you can borrow to buy a home.
Checking your credit scores can negatively impact them.
Prepaid cards aren’t factored into your credit scores.
Your utility or cable company may check your credit score before letting you start services.
A store credit card will affect your credit score differently than a bank-issued credit card.
Which of these can help someone without a credit score start building one?
a secured credit card
a prepaid debit card
a bank account
writing a letter to credit bureaus
Employers can request your credit scores during the job application and interview process.