P & C Exam Prep: Ch 4 Liability and Negligence

Question 1 of 16

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Fill the blank space to complete the text.

1. A parent being held responsible for damaged caused by their child is called

Question 2 of 16

Medal-premium 1

Fill the blank space to complete the text.

A is a wrong against an individual other than criminal or breach of contract.

Question 3 of 16

Medal-premium 1

Fill the blank space to complete the text.

The party claiming injury or harm in a liability situation is referred to as the .

Question 4 of 16

Medal-premium 1

1. is physical injury or death to another person.
2. is a form of written defamation.
3. A in an insurance policy that explains the insured's obligation related to reporting claims.
4. to do what is reasonable and prudent is called .
5. An award of damages designed specifically to pay for injury or property damage is called .
6. A defense against negligence that asserts something of events leading from the of duty to the injury is termed an .

Drag and drop to complete the text.

    Bodily Injury
    Bodily Injury
    Damages
    Damages
    Libel
    Libel
    Slander
    Slander
    requirement
    requirement
    option
    option
    Failure
    Failure
    Intention
    Intention
    Negligence
    Negligence
    Liability
    Liability
    Compensatory Damage
    Compensatory Damage
    Notice of Claim
    Notice of Claim
    broke the chain
    broke the chain
    initiated a chain
    initiated a chain
    breach
    breach
    responsibility
    responsibility
    Intervening Cause
    Intervening Cause
    Proximate Cause
    Proximate Cause

Question 5 of 16

Medal-premium 1

Which of the following are examples of liability losses? [Choose all that apply to the definition of a liability loss]

Select one or more of the following:

  • A. A truck hits a school bus, seriously injuring 15 children. The truck driver caused the accident.

  • B. A very expensive home is damaged in a tornado.

  • C. A toy with steel-tipped arrows causes three children to lose their eyesight. The toy manufacturer was found to be at fault for producing the game.

  • D. An automobile catches on fire when the car's owner drops a cigarette on the seat.

Question 6 of 16

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Unlike the commission of a crime, a Tort is a part of civil law and concerned with the private relationships between people.

Select one of the following:

  • True
  • False

Question 7 of 16

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_________________________________________ is the lack of reasonable care required to protect others from the unreasonable chance of harm.

Select one of the following:

  • Breach

  • Negligence

  • Unintentional liable cause

Question 8 of 16

Medal-premium 1

Which of the following are examples of liability losses?
A. Ronald allows his large dog to run loose. One day the dog bites a child while the chils playing in her own yard.

B. During a severe storm, a limb from a well-intended tree in Sandra's yard breaks and falls into Shirley['s yard, damaging a swing set.

C. Thomas's son leaves a toy truck on the front walk. The mail carrier trips over it and breaks her leg.

Select one or more of the following:

  • A

  • B

  • A and B

  • C

Question 9 of 16

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Failure to use the care that is required to protect others from the unreasonable chance of harm is:

Select one of the following:

  • proximate cause

  • negligence

  • criminal act

  • an intervening cause

Question 10 of 16

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All of the following must be present to establish negligence EXCEPT:

Select one of the following:

  • proximate cause

  • legal duty owed and breach of duty

  • damages

  • willful action

Question 11 of 16

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Types of Liability: Sometimes a person or organization may be held liable for injuring someone and the action may neither have been intentional or negligent. All of the following are forms of liability EXCEPT:

Select one of the following:

  • Your secretary develops carpal tunnel syndrome (Workers' Compensation)

  • 2nd Degree Manslaughter

  • Auto Accident caused by brake failure. 3rd party suffers a broken leg and damage to their motorcycle.

Question 12 of 16

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An action that, in a natural and continuous sequence (unbroken chain of events), produces a loss is the:

Select one of the following:

  • hazard

  • proximate cause

  • exposure

Question 13 of 16

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Liability that is imposed as a matter of law without regard to negligence is

Select one of the following:

  • Vicarious Liability

  • Absolute Liability

  • Breach Liability

  • Proximate Liability

Question 14 of 16

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Liability losses are known as

Select one of the following:

  • first-party losses

  • second-party losses

  • third-party losses

Question 15 of 16

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Liability policies usually pay damages for the insured's liability for (choose all that apply.

Select one or more of the following:

  • bodily injury

  • property damage

  • personal injury

  • intentional torts

Question 16 of 16

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Supplementary Payments are

Select one of the following:

  • paid in addition to the policy's liability limit

  • deducted from the policy's liability limit

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P & C Exam Prep: Ch 4 Liability and Negligence

ltcolonelswife
Quiz by , created about 1 year ago

Exam Prep Practice Test for Ch 4, Liability and Negligence

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ltcolonelswife
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