You get a call from IRS saying they have audited your 2013 tax return, and you owe $870. Should you:
Call your accountant to get details of the audit
Set up a payment plan with the IRS to pay the money
Pay the back taxes with a credit card
Hang up the phone
While shopping at a major grocery chain store, a box of cereal is priced at $2.00, but after you go through the checkout lane, you noticed you were charged $2.30. What should you do?
Go to Customer Service and demand a 30 cent refund
Go to Customer Service and demand a $3.00 refund
Go home and file a complaint with the New York Attorney General because you were ripped off
It was an honest mistake, so you are not entitled to a refund
At novelty shop that sells and trades collector's items, you spot a rare postage stamp that you know is worth $850, but the store clerk marked it $8.50. Should you:
Buy it for $8.50 and resell it to another collector, at its regular price, for a huge profit
Buy it for $8.50 and add it to your collection for a big savings
Notify the retailer of the pricing error
Buy it for $850, then demand a "super refund" because of shop's error
New York has a Used Car Lemon Law. Does the state have a New Car Lemon Law?
The maximum mileage allowed for a Lemon Law warranty is:
There is no limit
The maximum age for a car to be covered by the Lemon Law is:
When buying a used car, the dealer can prohibit you from taking a test drive?
You get a phone call from your credit card company informing you that someone has used your card for a large purchase in another state. To confirm you are not a con artist, the caller asks you to confirm your address, birthdate, and place of employment. Then the caller asks you to give your Social Security Number to make sure it matches the number on file. Should you give your Social Security Number?
Using a handful of coupons you clipped from a savings booklet, you noticed at checkout, the sales tax was applied to the regular price of your merchandise instead of the discounted price. Did the store charge too much for tax?
Using coupons you found in the grocery store's weekly circular, you noticed the sales tax was:
Applied to the regular price
Applied to the discount price
Was prorated, based on the number of store coupons you used
The coupons covered the sales tax, so you didn't pay any
A snowplow contractor comes to your door and offers to plow your driveway for the entire winter, for $350 if you pay upfront, get a receipt, and he will send you the contract in the mail. But if you can't pay until next week, the price goes up to $450. Should you:
Save the $100 and pay right away
Ask the contractor to come back when you can pay
Ask the contractor to send you a contract in the mail, while you look him up online, and compare his services to other contractors
Tell him to get lost because he is not a very good businessman
When making online purchases, which payment method provides the most security?
Entering your name on the Do Not Call Registry has to be renewed how often?
Every 5 years
Every 10 years
Every 15 years
You only have to register once
Which of these will hurt your credit score the most?
Being 60 days late paying your credit card
Maxing out three out of your 6 credit cards
Your car gets reposessed
Paying off your credit card each month:
Improves your credit score
Lowers your credit score
Does not affect your credit score
It depends on whether your credit card is a MasterCard, Visa, or American Express
You get a call from the Government Grants Office that you have been approved for a federal grant of up to $1,500, but they need to get some personal information to determine how much your qualify for. The caller doesn't ask for your Social Security Number. A week later, you receive a check for $1,000 in the mail. You should:
Deposit the check, and wait for it to clear the bank
Take it to the post office and report it as mail fraud
Take it to the police and report fraud
Throw it in the trash
What is "phishing"
A prank phone call in an attempt to get your bank information
An attempt by an Internet hacker to steal your identity
A video game only kids play know how to play
A way of paying bills online
Bonus question: Who is the New York Attorney General?
Bonus question 2: Who is the Erie County District Attorney?
Bonus question 3: The Better Business Bureau is:
A federal agency
A state agency
A private not-for-profit agency
It is a bi-national government agency shared by the U.S. and Canada