Two different systems used to insure automobiles in Canada:

Three types of Standard Policy Forms used to insure vehicles:

Standard Policy Forms:

The 3 Provinces with Compulsory Government Insurance:

3 Types of Automobiles insured under SPF #1:

Additional Hazard Faced by Insurers of Public Vehicles:

3 Sections of Coverage Avaialble under SPF #1:

3 Costs Provided Under Section B- Accident Benefits:

4 Costs Provided Under Section C- Physical Damage:

SEF #44 Provides Coverage for:

Operation of SEF #44: