Fraud Case Law

Fraud Case Law

1. Manifest Shipping Co v Uni-Polaris Shipping Co 2001 The Sea Star

   • Unseaworthy 2 similar losses - reports undisclosed
     • Duty of UGF throughout policy; includes claims
       • if fraud unsuccessful; lose nothing NOT!
         • Previous genuine claims not affected; All of fraud claim struck out plus any subsequent genuine claims

2. Black King Shipping Co v Massie 1985 Litsion Pride

   • Snuck in/out of Gulf
     • UGF X ab initio

3. Galloway v GRE 1999

   • Genuine & 10% fraud loss; computer
     • Whole claim avoided

4. AXA v Gottleib & Gottleib 2005

   • 4 claims; 1s & 2nd fraud; 3rd & 4th genuine
     • 4 payments made before fraud discovered

5. Aviva v Brown 2011

   • Fraudulent element need not be substantial; but not immaterial or unsubstantial

6. Summers v Fairclough Homes

   • Held fraudster could keep any honest parts of his/her claim,
     • New Ins Contract Act overrules this?
       • statute law exists only to cure emerging defects in the common law, the principle

7. Neild v Loveday 2011

   • Fraudulent back injury
     • Jailed