Fraud Case Law

Fraud Case Law

1. Manifest Shipping Co v Uni-Polaris Shipping Co 2001 The Sea Star

   • Unseaworthy 2 similar losses - reports undisclosed
     • Duty of UGF throughout policy; includes claims
       • if fraud unsuccessful; lose nothing NOT!
         • Previous genuine claims not affected; All of fraud claim struck out plus any subsequent genuine claims

2. Black King Shipping Co v Massie 1985 Litsion Pride

   • Snuck in/out of Gulf
     • UGF X ab initio
       • Superseded by Ins Act

3. Galloway v GRE 1999

   • Genuine & 10% fraud loss; computer
     • Whole claim avoided

4. AXA v Gottleib & Gottleib 2005

   • 4 claims; 1st & 2nd fraudulent documents; 3rd & 4th genuine
     • 4 payments made before fraud discovered

5. Aviva v Brown 2011

   • Fraudulent element need not be substantial; but not immaterial or unsubstantial

6. Summers v Fairclough Homes - TP claim

   • Held fraudster could keep any honest parts of his/her claim,

7. Fari v Homes for Haringey - TP claim

   • Grossly exaggerated injury - contempt of court. Jail sentence; claim thrown out

8. Orakapo v Barclays Ins Services 1995 Exaggerated Claim for loss of rent; only 3 of 13 bedsits occupied

9. Nsubuga

   • Property & BI claim. Fraud: stock
     • Whole policy voided not just one section

10. Agapitos; fraudulent device

11. Mpoznu Hussein Skeikh

    • Criminal Justice & Courts Act 2015
      • Entire claim dismissed if dishonest.