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Mock Paper for SBI PO, Clerk, SO and IBPS Examinations : English (Comprehension)

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Preguntas del test (10)

  1. 11. What does the transformation of Peru’s nonprofit organization into a bank illustrate?

    (A) To compete with commercial banks, microfinance institutions should convert into banks and offer a wide variety of services.

    (B) Microfinance institutions turn higher profits as banks since interest rates on loans are at their discretion.

    (C) The poor prefer to go to large banks rather than NGOs to obtain loans.
    1. ANone
    2. BBoth (A) & (B)
    3. CAll (A), (B) & (C)
    4. DOnly (A)
    5. ENone of these
  2. 22. What was the impact of the non disclosure of their interest rates by lending institutions ?
    1. AThe Government issued sanctions against such firms. ,
    2. BShareholders interests were not protected.
    3. CMore microfinance institutions were motivated to go public.
    4. DThe poor were exploited.
    5. ENone of these
  3. 33. What is the author’s opinion about the competition for customers among micro financiers?
    1. A It benefits the poor by providing them with loans they would have otherwise not had access to.
    2. BIt is futile since the poor have to pay high rates of interest on property loans.
    3. CIt is not beneficial since firms waste their profits on marketing rather than helping the poor.
    4. DIt is a disadvantage since micro financiers use any means possible to recover loans.
    5. ENone of these
  4. 4 4. Which of the following is/are the challenge/s faced by Mibanco at present from big banks ?

    (A) Ensuring loyalty of their customers. .

    (B) Retention of employees.

    (C) Maintaining low interest rates.
    1. A Only (C)
    2. BBoth (A) & (B)
    3. CBoth (B) & (C)
    4. DOnly (B)
    5. ENone of these
  5. 55. Which of the following is/are consequence/s of micro financiers altering their business models ?

    (A) Larger loan amounts get sanctioned.

    (B) Debt among the poor has fallen in some countries.

    (C) Drop in the loans awarded to women.
    1. ABoth (A) & (B)
    2. BBoth (A) & (C)
    3. COnly (C)
    4. DAll (A), (B) & (C)
    5. ENone of these
  6. 66-8.Choose the word which is most similar in meaning to the word printed in bold as used in the passage.

    6. depart :
    1. Aabsent
    2. Bretirement
    3. Cdivide
    4. Dexpire
    5. Evary
  7. 77. piqued :
    1. Aprovoked
    2. Birritated
    3. Cdisturb
    4. Doffended
    5. Efascinated
  8. 8verge :
    1. Atend
    2. Bcrossroad
    3. Cascent
    4. Dslope
    5. Ethreshold
  9. 9 9-10.Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.

    9. aspiring :
    1. Auninterested
    2. Bungrateful
    3. Canxious
    4. Dmiserable
    5. Efraudulent
  10. 10core :
    1. Aclear
    2. Bunnecessary
    3. Ccrust
    4. Dbeside
    5. Euncoordinated

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Mock Paper for SBI PO, Clerk, SO and IBPS Examinations : English (Comprehension)
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English
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