Direct Costs of Accidents and Ill Health

Direct Costs of Accidents and Ill Health

1. Insured direct costs normally include

   • Claims on employer's and public liability insurance
   • Damage to buildings, equipment or vehicles

2. Uninsured direct costs include

   • Fines resulting from prosecutions
   • Sick Pay
   • Increase to insurance premiums
   • Legal representation following any compensation claim

3. Are directly related to the accident and may be insured or uninsured