HOME INSURANCE

HOME INSURANCE

1. It is an insurance policy that combines various personal insurance protections

   • Losses occurring to one's home
   • Loss of use
   • Loss of other personal possessions of the homeowner
   • Liability insurance for accidents

2. Covered perils

   • Basic "named perils"
   • Broad "named perils"
     • All basic-form perils
     • Freezing of plumbing
     • Burglary, break-in damage
     • Weight of ice and snow
     • Artificially generated electricity
   • Special "all risk"
     • Flood
     • Power failure
     • Neglect
     • War
     • Earthquake
     • Nuclear hazard

3. Prices

   • prices vary according to
     • Location
     • Coverage
     • The amount of insurance

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