Test
Aviva Quiz
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Preguntas del test (15)
1What is the minimum drawdown amount available?
- A£5,000
- B£2,000
- C£1,000
- A£5,000
2What is the criteria for Aviva to offer a free valuation.
- AFree on properties up to £350,000
- BFree on properties up to £500,000
- CFree on properties up to £1,000,000
3What are the minimum initial sums for the Aviva Lump Sum Max plan & the Flexible Option plan?
- A£15,000 Lump Sum Max & £10,000 plus £5,000 Flexible Option.
- B£10,000 Lump Sum Max & £10,000 plus £5,000 Flexible Option.
- C£10,000 Lump Sum Max & £10,000 plus £10,000 Flexible Option.
- A£15,000 Lump Sum Max & £10,000 plus £5,000 Flexible Option.
4How much does Aviva charge to access their drawdown facility?
- A£49
- B£99
- C£0
5How does Aviva charge their arrangement fee?
- AThey add it.
- BThey deduct it.
- CThey will add it or deduct it.
6How long is the continuous period of time you are allowed to leave the property unattended before Aviva's conditions are breached?
- A3 months.
- B6 months.
- C9 months.
7How long do the beneficiaries have to repay the plan after the client(s) have left the property permanently?
- A6 months
- B12 months.
- C9 months
8What action may Aviva take if a property is not kept in good repair?
- AThey could force you via the courts to make the required repairs and fine you if you do not.
- BThey could ask you to repay funds up to the amount of the assessed cost of the repairs.
- CThey can enter the property to carry out repairs and could start repossession proceedings.
9Aviva are the only provider to allow a second charge to remain in place when taking out an ER plan?
- ANo, Just Retirement are the only provider to offer this.
- BNo, Just Retirement and Aviva both offer this.
- CYes, Aviva is the only provider to offer this.
- ANo, Just Retirement are the only provider to offer this.
10What is a Gilt?
- AA government security.
- BA feeling of remorse.
- CA way of calculating swap rates
- AA government security.
11How long is an early repayment charge quote valid for with Aviva?
- A3 days
- B7 days
- C30 days
12What is the maximum early repayment charge percentage with Aviva?
- A15%
- B20%
- C25%
13When would a client incur an early repayment charge with Aviva?
- AWhen the Gilt Yield is lower than it was on completion.
- BWhen the Gilt Yield is the same or lower than it was on completion.
- CWhen the swap rate is lower than it was on completion.
- AWhen the Gilt Yield is lower than it was on completion.
14How long must you wait after completion before you can access the Aviva drawdown facility?
- AImmediately after completion.
- B6 months after completion.
- C30 days after completion.
- AImmediately after completion.
15On which document would you find the Gilt Reference?
- AThe output sheet.
- BThe KFI.
- CThe Recommendation letter
- AThe output sheet.
Información
- Descripción
- Test sobre Aviva Quiz, creado por peter.huckerby el 10/06/2013.
- Autor
- peter.huckerby
- Idioma
- English
- Visitas
- 160
- Valoración
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