Test
P and C Exam Prep: Chapter 6a - 6b Homeowners & Dwellings
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Preguntas del test (15)
1compared to the homeowners policy, the dwelling policy provides (broader/more limited) [blank_start]_______________________[blank_end]_property coverage.
- Amore limited
2Which of the following could be covered under a dwelling policy? (choose all that apply)
- AMobile home not permanently located
- BHome under construction
- CTownhouse
- DHome rented to another person
- EFive-unit apartment building
3Which of the following coverages are contained in an unendorsed dwelling policy?
- ADwelling
- BOther structures
- CLiability
- DPersonal Property
- EFair Rental Value
- FMedical payments to others
4Which of the following items of personal property would be covered under a dwelling policy?
- AMotorcycle
- BPoodle
- CPool Table
- DSailboat
5A DP-1 automatically provides coverage for:
- Afire, lightning, and internal explosions
- Blightning and internal explosions
- Cextended coverage perils only
- Dvandalism and malicious mischief
6Under the DP-1, the insured may opt to have property covered against:
- Afire, lightning, and internal explosions
- Ball of the perils described in A plus the extended coverage perils
- Call of the perils described in A plus the extended coverage perils and vandalism and malicious mischief
- Dany of the above
7The DP-2 insures against fire, lightning, and which of the following?
- AThe extended coverage perils, V&MM, and additional perils
- BThe extended coverage perils only
- CV&MM only
8The DP-3 provides:
- Abasic coverage for the dwelling and broad coverage for personal property
- Bbroad coverage for the dwelling and basic coverage for personal property
- Copen peril coverage for the dwelling and broad coverage for personal property
- Dopen peril coverage for both the dwelling and personal property
9Which of the following other coverages are included in all dwelling forms? (choose all that apply)
- ACollapse
- BFire department service charge
- CDebris removal
- DReasonable repair
- ETrees, shrubs, and other plants
- FGlass or safety glazing material
- GProperty removed
10Under which of the dwelling forms may the insured be reimbursed for the replacement cost when the dwelling is destroyed?
- AAll dwelling forms
- BDP-1 Only
- CDP-2 and DP-3
- DDP-3 only
11the insured has a DP-3 covering a home that has a replacement value of $100,000. The insured carries $60,00 of insurance. Following a loss, it is determined that it would cost $12,000 to replace the damaged portion of the home. How much could the insured collect, assuming the ACV of the loss is $6,000?
- A$6,000
- B$9,000
- C$12,000
- DNothing
12Which dwelling forms pay losses to personal property on an actual cash value basis?
- ADP-1
- BDP-2
- CDP-3
- DAll of the above
13Which of the following would be covered under Coverage A or Coverage B of the dwelling policy?
- AA storage shed 100 feet in back of the insured's dwelling where she keeps various yard tools
- BA detached garage that has been altered to house a manufacturing operation
- CA stack of lumber placed at the edge of the insured's property that will be used to construct a boat shed
- DA water softener and water heater located in the insured's attached garage
14Which of the following losses would be excluded under DP-1?
- AWhile the insured is on vacation, a power failure that occurs away from the insured's home causes the electricity to go off in the insured's neighborhood for 10 hours. As a result, large amounts of food stored in a freezer are ruined.
- BWhen Languid Lake overflows, the first story of the insured's home is flooded, causing extensive damage.
- CFollowing a fire, the insured suffers an additional loss because a city ordinance requires tht he replace his frame dwelling with more expensive fire-resistant materials.
- DAn earthquake causes a fire that destroys the insured's home.
15The Johnson's home is covered by the DP-3. When a fire damages the home, they are forced to stay at a motel for a month while repairs are made. What coverage would reimburse them for these expenses?
- ACoverage C - additional living space
- BCoverage E - additional living space
- CCoverage A (and; only if they had the additional open peril coverage)
- DNone of the above.
Información
- Descripción
- This practice quiz covers material presented in Geico's P and C Exam Prep Class for Chapters 6a-6b, Homeowners and Dwellings
- Autor
- ltcolonelswife
- Idioma
- English
- Visitas
- 29
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