Needs to be paid First: Rent/Morgage, Utilities & Insurance. Then Groceries & gas. After: Groceries & gas, Then factor out
Do without: Entertainment & dining out.
Other methods to bring in Money: Selling things on Ebay,
Credit cards for emergency funds maytake a bigger bite out of your wallet in the long run.
Emergency Fund E.g.: If $3,000 a month is expenses then your goal is to save $9000 over the course of 2 years. That breaks down to $375 a month you need to set aside.
Car Repair
Unexpected visit to the Doctor
Separate savings Acct: with
automatic deposits as
easiest