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3933732
MAP Rule/ Reg N
Descrição
MAP misrepresent
Sem etiquetas
trainingpro.com
applying mortgage knowledge
mortgagesfinancingandcredit.org
Mapa Mental por
andrea.browne
, atualizado more than 1 year ago
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Criado por
andrea.browne
mais de 8 anos atrás
30
0
0
Resumo de Recurso
MAP Rule/ Reg N
Mortgage Acts and Practices Rule
Prohibits the mirsrepresentaion of terms related to "mortgage credit products"
19 common mortgage adcertising misrepresentations
MIsrepresentations of interest charged for a mortgage product
Misrepresentations fo APR, simple annual rate, period rate, or any other rate, including payment rat
Misrepresentations about prepayment penalties
Misleading terms concerning the cariability of interest, payments, or other terms
Misleading claims of the type of mortgage credit porduct is offered
Misrepresentations of the potential for default
Misrepresentations fo the right to reside in the subject dwelling
Misrepresentations about the existence, nature or amount of fees or costs associated with any mortgage credit product
Misrepresentations about taxes or insurance associated with a mortgage credit product
Misrepresentation about the consumer's ability to obtain any mortgage product or term
Misrepresentations of the consumer's ability to refinance or modify and mortgage product
Misleading comparison between rates or payments
false claims of the amount of the obligation, or regarding the existence, nature, or amount of cash or credit the consumer would receive from the loan
misleading claims concerning the existence, number, amount, or timing of any minimum or required payments
Misleading claims about the effectiveness of a product in helping consumers resolve problems paying debts
False claims about the terms associated with additional products or features sold along with the mortgage credit product
misrepresenting the association between the mortgage credit product or provider and any other person or program
False claims of the source of commercial communications
Misrepresentation of the availability, nature, or substance of counseling services or any other expert advice offered to the consumer
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