FCRA/ Reg V

andrea.browne
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andrea.browne
Created by andrea.browne about 6 years ago
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Description

Fair Credit Reporting Act

Resource summary

FCRA/ Reg V
  1. Fair Credit Reporting Act
    1. Ensure the accuracy, fairness, and privacy of consumers' personal information that is assembled and sed by consumer reporting agencies
    2. Applies to any transaction that involves the used of credit reports, consumer investigatory reports and employment background checks
      1. Obligations of Users
        1. Certification of Permissable Purpose, Must be a valid reason to obtain a credit report
          1. Notification of Adverse action
            1. Notification of Adverse action based on information from affiliates
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