3933031
Description
Mind Map by andrea.browne, updated more than 1 year ago
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Created by andrea.browne
about 10 years ago
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FCRA/ Reg V
- Fair Credit Reporting Act
- Ensure the accuracy, fairness, and privacy of
consumers' personal information that is assembled
and sed by consumer reporting agencies
- Ensure the accuracy, fairness, and privacy of
consumers' personal information that is assembled
and sed by consumer reporting agencies
- Applies to any transaction that
involves the used of credit reports,
consumer investigatory reports and
employment background checks
- Obligations of Users
- Certification of
Permissable Purpose,
Must be a valid reason
to obtain a credit
report
- Notification of Adverse action
- Notification of Adverse action based on information from affiliates
- Notification of Adverse action based on information from affiliates
- Notification of Adverse action
- Certification of
Permissable Purpose,
Must be a valid reason
to obtain a credit
report
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