Quiz
ANFI Study Quiz
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Perguntas do quiz (14)
1What are some of the requirements to be considered a "NFIP Participating Community"?
- AThe community must be designated as participating in the NFIP by FEMA. To be eligible, a community must adopt a floodplain management ordinance that meets or exceeds the minimum NFIP criteria and have a Flood Insurance Rate Map (FIRM) or a Flood Hazard Boundary Map (FHBM) for the community to participate in the NFIP.
- BThe community must inquire formally with FEMA through certified mail. To be eligible, a community may adopt a floodplain management ordinance that meets or exceeds the minimum NFIP criteria and have a Flood Insurance Rate Map (FIRM) or a Flood Hazard Boundary Map (FHBM) for the community to participate in the NFIP.
- CThe community must be within 5 miles of the nearest body of water with no history of prior flooding. All of the insured building also have to at or above the BFE.
- DThe community must be designated as participating in the NFIP by the local city planner. To be eligible, a community should adopt a floodplain management ordinance that meets or exceeds the minimum NFIP criteria and have a Flood Insurance Rate Map (FIRM) or a Flood Hazard Boundary Map (FHBM) for the community to participate in the NFIP.
2What best describes the "Regular Program" when referring to the NFIP?
- AThe Regular Program is the fnal phase of a community’s participation in the
NFIP. In this phase, the completed FIRM is in effect and full coverage limits
are available. - BThe Regular Program is one that does not afford coverages for ALE and LOU. The Regular Program rate is also preserved for a period of 1 policy term.
- CThe Regular Program was enacted to ensure that common building materials and techniques are used when estimating losses in Zones AE and V.
- DOriginally, the Regular Program was created in 1999 and was popularized by a performer who was "Formally known as a symbol".
- EThe Regular Program is the first phase of a community’s participation in the
NFIP. In this phase, the completed FIRM is in effect and full coverage limits
are available.
- AThe Regular Program is the fnal phase of a community’s participation in the
3Is NFIP food insurance is available on land owned by the Federal Government?
- ANFIP food insurance is available on land owned by the Federal Government
when the local community meets the floodplain management requirements. - BNFIP food insurance is not available on land owned by the Federal Government. The Government properties are self insured and do not qualify for FEMA.
- CYes, the NFIP underwrites all federal land under a local community number even if that local
community has jurisdiction. - DYes, and is available for Government Buildings that employ personal only. These building must meet strict building requirements including waterproofing and break away walls.
- ANFIP food insurance is available on land owned by the Federal Government
4What is the amount of surcharge applied to all policies of participating NFIP community on probation?
- AA $50 Probation Surcharge to all policies except (GFIP's) in the community, issued on or after the probation effective date.
- BA $100 Probation Surcharge to all policies except (GFIP's) in the community, issued on or after the probation effective date.
- CA $200 Probation Surcharge to all policies except (GFIP's) in the community, issued on or after the probation effective date.
- DA $250 Probation Surcharge to all policies in the community, issued on or after the probation effective date.
5What type of community does not participate in the NFIP or where flood insurance is no longer available one year from the date FEMA provided the community with an FHBM or a FIRM delineating its food-prone areas?
- ANon Participating Community
- BSuspended NFIP Community
- CNeglected Flood Community
- DDistrict Map Community
6Check the correct answers that would result from a "Suspended NFIP Community"?
- AThe NFIP may not renew a policy while the community
is suspended. - BInsurers must cancel any policies issued in error or any policy
renewed after the date of a community suspension. - CTo obtain coverage after the NFIP reinstates a community,
property owners should contact their agent or insurer to submit
a new application. - DInsurers must use the applicable waiting period required to
obtain coverage. - EInsurers must pay out ACV only on losses while community suspended.
- AThe NFIP may not renew a policy while the community
7What's different about the (CBRS) and (OPA's) when determining coverage through the NFIP?
- AFlood insurance may not be available in the Coastal Barrier
Resources System and Otherwise Protected Areas. - BFlood insurance is always available in the (CBRS) and (OPA's) due to coastal preservation efforts.
- CFlood insurance is a right in any (CBRS) and (OPA's) no matter where you live.
- DFlood insurance is available in the Coastal Barrier
Resources System and Otherwise Protected Areas of historic value only.
- AFlood insurance may not be available in the Coastal Barrier
8The NFIP will insure a building affixed to a permanent site that:
- AHas two or more outside rigid walls with a fully secured roof;
- BResists flotation, collapse, and lateral movement; and
- CHas at least 51 percent of the Actual Cash Value (ACV) of the building,
including machinery and equipment that are a part of the building,
above ground level unless the lowest level of the affixed structure is
at or above the Base Flood Elevation (BFE) and is below ground
using earth as insulation material in conjunction with energy-efficient
building techniques. - DIs completely over water and was substantially improved by 1983 to meet more stringent building codes.
9What percentage of qualified coverage is available for detached garage that can service a 1-4 family dwelling.
- A5%
- B10%
- C15%
- D20%
10In NFIP Regular Program community or Emergency Program community, provides
building coverage and/or contents coverage for these and similar non-residential business
or other non-residential building or unit. : Check all the correct answers- AHotel or motel with normal guest occupancy of less than 6 months;
- BLicensed bed-and-breakfast inn;
- CRetail shop, restaurant, or other business
- DMercantile building
- EGrain bin, silo, or other farm building
- FAgricultural or industrial processing facility
- GSingle family home
- HWarehouse
- IPoolhouse, clubhouse, or other recreational building
- JHouse of worship
11Check all the correct answers that describe the eligibility of the Dwelling Form.
- ASingle-family, non-condominium residence with incidental occupancy limited to
less than 50% of the total floor area; - B2–4 family, non-condominium building with incidental occupancy limited to less
than 25% of the total floor area; - CDwelling unit in residential condominium building
- DResidential townhouse/rowhouse
- EPersonal contents in a non-residential building
- FCommercial warehouse
- GDormitory
- ASingle-family, non-condominium residence with incidental occupancy limited to
12Which is true about the Dwelling Form. Check all the correct answers.
- AThe Dwelling Form is Issued to homeowner, residential renters, or owner of residential building containing 1 to 4 units.
- BThe Dwelling Form is issued by underwriting to ensure the structure meets the checklist of requirements to join a flood community.
- CALE is available under the Dwelling Form for a period not to exceed 30 days.
- DDwelling form can be used in some instances to cover a residential condominium building with a homeowners association.
13What types of structures can be insured with the "General Property Form"?
- AApartment building;
- BResidential cooperative building;
- CDormitory;
- DAssisted-living facility;
- EHotels, motels, tourist homes, and rooming houses that have more than 4 units
where the normal guest occupancy is 6 months or more. - FSingle family home.
14What percentage is residential occupation is required to qualify for a (RCBAP) policy?
- A25%
- B50%
- C75%
- D100%
Informações
- Descrição
- I have created this quiz to aid in the understanding some information that required to obtain the "ANFI" Designation. All questions originated from the SFIP and cover the differences between the "Dwelling Form", "General Property Form", "RCBAP" and "Preferred Risk Policy". Other fellow adjusters are welcome to use this this quiz to enhance their knowledge, understanding and application of the NFIP.
- Autor
- Donald Solins
- Idioma
- English
- Visualizações
- 93
- Etiquetas
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