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Beschreibung
Quiz von smjackson7, aktualisiert more than 1 year ago
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Erstellt von smjackson7
vor etwa 9 Jahre
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Frage 1
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A main disadvantage of owning equity rather than bond equity is that the holder is a residual claimant and the firm.
Antworten
- True
- False
Frage 2
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The firm must pay all its debt holders before it can pay its equity holders?
Antworten
- True
- False
Frage 3
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An advantage to holding is equity is that equity holders benefit directly from any increase in the corporation's profits or asset value.
Antworten
- True
- False
Frage 4
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Debit holders do not benefit in any increase in the corporation's profits or asset value because their payments are fixed.
Antworten
- True
- False
Frage 5
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A security is a financial instrument that is a claim on the issuer's future income or assets (or any financial claim or piece of property that is subject to ownership)?
Antworten
- True
- False
Frage 6
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Bond's account of 32% of all financial business external financing?
Antworten
- True
- False
Frage 7
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Stock - A security that is a claim on the earnings and assets of a corporation.
Antworten
- True
- False
Frage 8
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A bond is
Antworten
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a debt security that promises to make periodic payments for a specific period of time.
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When a firm sells a bond, it is effectively borrowing from the public, instead of the bank.
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is basically an IOU and it stipulates that when the corporation owes the bond's buyer a certain stream of payments til the bond matures - when the bond is paid off.
Frage 9
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When you purchase stock, you're purchasing a partial ownership of the company.
Antworten
- True
- False
Frage 10
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Stocks are also called equities.
Antworten
- True
- False
Frage 11
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A main advantage of owning equity rather than bond equity is that the holder is a residual claimant.
Antworten
- True
- False
Frage 12
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A financial intermediary is
Antworten
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an institution that pools the savings of a LARGE number of households and channels it in the form of a loan to other households and firms
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an institution that pools the savings of a SMALL number of households and channels it in the form of a loan to other households and firms
Frage 13
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Financial intermediaries channels funds from lenders
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= savers or investors
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= dissavers or spenders
Frage 14
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Financial intermediaries channel funds to borrowers
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= dissavers or spenders
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= savers or investors
Frage 15
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Direct financing:
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borrowers borrow directly from lenders through financial markets (debt, equity markets) by selling them securities (bonds, stocks)
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borrowers borrow indirectly from lenders through financial intermediaries (commercial banks): bank loans
Frage 16
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Indirect financing:
Antworten
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borrowers borrow indirectly from lenders through financial intermediaries (commercial banks): bank loans
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borrowers borrow directly from lenders through financial markets (debt, equity markets) by selling them securities (bonds, stocks).
Frage 17
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Benefits of well-function financial system
Antworten
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efficient allocation of resources
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allows for the timing of purchases for what is desired at prferred times - thus improving the economic welfaire
Frage 18
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The rate of return is defined as a payment to the owner plus the change in its value, expressed as a fraction of its purchase.
Antworten
- True
- False
Frage 19
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investment banks
Antworten
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not really banks, help companies raise funds by issuing new securities
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accept deposits, make loans for a variety of purposes & some also deal in securities markets
Frage 20
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Commercial Banks
Antworten
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not really banks, help companies raise funds by issuing new securities
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accepts deposits, makes loans for variety of purposes & some deal in securities markets
Frage 21
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Economic growth
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Increase in real GDP, standards of living and productivity
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Decrease in real GDP, standards of living and productivity
Frage 22
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Present value
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value of future dollars in terms of today's dollars
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value of 1 dollar today in terms of dollars @ some future time
Frage 23
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Yield to Maturity = interest rate that equates the PV of future cash flow payments to its price today
Antworten
- True
- False
Frage 24
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Because corporations do not actually raise any funds in secondary markets, secondary
markets are less important to the economy than primary markets are.”
Is this statement true, false, or uncertain?
Antworten
- True
- False
Frage 25
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Future value (FV)
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value of 1 dollar today in terms of dollars @ some future time
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value of future dollars in terms of today's dollars
Frage 26
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If you suspect that a company will go bankrupt next year, which would you rather hold,
bonds issued by the company or equities issued by the company? Why?
Antworten
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Bonds issued by the company
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Equities issued by the company
Frage 27
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Is everybody worse off when interest rates rise?
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Yes
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No
Frage 28
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Calculate the present value of a $1,000 discount bond with five years to maturity if the
yield to maturity is 6%
Antworten
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757.20
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747.10
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747.26
Frage 29
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Money market instruments
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are short-term securities whose maturity is less than 1 year
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are securities whose maturity is greater than 1 year
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undergo lease price fluctuations, and hence, are less risky than long-term instruments in general
Frage 30
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Money Market Instruments (involving short-term securities ) include which of the following:
Antworten
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US Treasury bills (T-bills)
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Negotiable Certificates of Deposits (CDs)
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Commercial Papers (CPs)
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Banker's acceptances
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Repurchase agreements (Repos)
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Federal funds (Fed funds) - interbank loans
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Eurodollars (or Eurocurrencies)
Frage 31
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Capital Market Instruments:
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Instruments whose maturity is GREATER than 1 year
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Instruments whose maturity is LESSthan 1 year
Frage 32
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Capital Market instruments include:
Antworten
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Stocks
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Corporate bonds
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US government securities (T-Notes and T-Bonds)
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US government agency securities: Ginnie Mae (GNMA), Fannie Mae (FNMA)
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Mortgages and Mortgage-backed securities (MBS)
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Bank loans: consumer loans
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Foreign bonds vs. Eurobonds: international bond markets
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