Financial Management

Financial Management

1. Income

   • Earned
   • Unearned
   • Sources of income
     • From Working
     • Transferred from others
     • From Owning Things
   • Ways to Increase levels of Income
   • Factors that determine the levels of income

2. Credit

   • Types of Credit
   • Warning Signs
   • Good and Bad debt

3. Savings

   • Kiwisaver
   • Ways to Save
   • Motivation for Saving

4. Interest Rates

   • Simple Interest
   • Compound Interest

5. Taxes

   • GST
   • PAYE

6. Personal Budgeting

   • Income
   • Essential vs non-essential expenditure
   • Surplus vs Deficit