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What's Your Credit Score IQ?
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Questions in this quiz (13)
1How many credit scores do you have?
- A1
- B3
- C10
- Dmore than 100
2Everyone has a credit score.
- ATrue
- BFalse
3Which of the following things does not directly affect your credit score?
- Adebt payment history
- Bamount of debt
- Cincome
4Credit scores are based on the data in your credit reports.
- ATrue
- BFalse
5Which of these does the most damage to your credit score?
- Amissing a credit card payment
- Bapplying for a mortgage
- Cmaxing out a credit card
- Dpaying your rent a day late
- Eoverdrawing your checking account
6Checking your credit score can help you __________.
- Aspot fraud
- Bimprove your credit
- Cfind loans or credit cards you can qualify for
- Dall of the above
- Enone of the above
7What is a good credit score?
- Athere's no such thing as a good credit score
- Banything higher than 680
- Cwhatever score allows you to reach your financial goals
8Who can request your credit score?
- Ayour employer
- Byour mom
- Cyou
- Dyour spouse
9How often does your credit score change?
- Aevery day
- Bevery month
- Cevery week
- Dwhen new data is added to your credit report
10Which of the following is WRONG?
- AYour credit score will impact how much money you can borrow to buy a home.
- BChecking your credit scores can negatively impact them.
- CPrepaid cards aren’t factored into your credit scores.
- DYour utility or cable company may check your credit score before letting you start services.
11A store credit card will affect your credit score differently than a bank-issued credit card.
- ATrue
- BFalse
12Which of these can help someone without a credit score start building one?
- Aa secured credit card
- Ba prepaid debit card
- Ca bank account
- Dwriting a letter to credit bureaus
13Employers can request your credit scores during the job application and interview process.
- ATrue
- BFalse
Information
- Description
- Quiz on What's Your Credit Score IQ?, created by christinedigangi on 17/09/2014.
- Author
- christinedigangi
- Language
- English
- Views
- 1,745
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