5721536
Descripción
Mapa Mental por Tobe Chima, actualizado hace más de 1 año
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Creado por Tobe Chima
hace más de 9 años
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EFTPOS
- Electric Funds Transfer Point Of Sale
- Banks move money between accounts using a system called EFT (electronic funds transfer)
- When this transfer happens at
a supermarket we can add POS
(point of sale)
- Within the bank, machines (including ATM automatic teller machine) will be connected via a LAN
(local area network). Each LAN will connect to the WAN (wide area network) so that people get
access to banking from ATMs wherever they are. Banks may also use intranet for sharing bank
specific information.
- When this transfer happens at
a supermarket we can add POS
(point of sale)
- Banks move money between accounts using a system called EFT (electronic funds transfer)
- Advantages: • Access worldwide (ATM) • Transactions via internet/mobile devices: 24/7/365 • Account
monitored for suspicious activity. Fraud • Reduced overheads for premises and staffing costs
- Disadvantages • Banks don’t know local costumers • Prone to hacking/fraud • Those not familiar
with/access to tech limited (elderly?) • Loss of local branches- community degraded • Dependent on
robust systems, fail over- power supply • Training needed for staff in new systems Specialised tech staff
employed to run systems= cost
- Loyalty Cards: Swiping a loyalty card is an example of data capture. Every time the customer visits the
shop the card is swiped, reading the unique number. This identifies the customer whose points total,
stored in the database, is then updated. The tills use barcodes to identify each item bought
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