Quality of Life & Housing

Access to Housing
1. Tenure
  1. Affordable Housing
  2. Rented Housing
  3. Owner Occupied
2. House prices
  1. Mortgage
  2. Benefits
  3. Renting
  4. Buying outright
3. Age
  1. Fewer young people entering housing market
  2. Elder people downsizing
  3. Rented couple buying a house to start a family
4. Gender
  1. Women - Extended family responsibility
  2. Average - Women spend more time at home
5. Socio-economic status
  1. Higher 'SES' - Better housing quality
  2. Lower 'SES' - Poorer housing quality
Problems living in informal settlements
1. Unplanned, often illegal, self-built using basic materials and have few services.
2. Overcrowding - High population density.
3. Fires - Fires spread quickly.
4. Overpopulation - Not have enough resources to support the population.
5. Competition for jobs - Jobs are in short supply.
6. Disease - Poor sanitation & limited health care lead to the spread of disease.
7. Lack of space - Newest and poorest arrivals may be forced to live on the worst quality land.
8. Infrastructure - Services-poor, public transport-limited & electricity supply-limited,sometimes dangerous.
Housing Tenure
1. Renting: Social Landlord
  1. Not-for-profit organisations. (e.g.Local Authority) - Paid for Housing
    1. Positives
      1. Still have access to a home even when your not financially capable.
    2. Negativies
      1. Very little choice on property+location & you have to hold on a waiting list initially.
2. Owner Occupied
  1. Purchase of own home.
    1. Positives
      1. Own property - no rules/regulations & It's a form of investment.
    2. Negatives
      1. A large sum of money is needed initially & If you fail to keep up to date with bills it can be 'repossessed'.
3. Renting: Private Landlord
  1. Agreement with landlord to 'let' a property for a contacted time. (usually 6 months)
    1. Positives
      1. Wide range of options available, easier method of payment, suits people who do not want to stay permanently.
    2. Negatives
      1. Less desirable for families or anyone else who is wanting to settle down & you can be evicted if you do not follow rules/regulations or keep up to date with payments.
Case Study - Housing: Didsbury vs. Rusholme
1. Tenure
  1. DIDSBURY: Population=14,292 Housing: 91% Private, 9% Social 67 Student-Homes, No Student-Accomodation
  2. RUSHOLME: Population=14,422 Housing: 75% Private, 25% Social 515 Student-Homes, 93-Student Accomodation
2. Access
  1. DIDSBURY: 4.5 miles South-Manchester
  2. RUSHOLME: 2 miles South-Manchester
3. Opportunities
  1. DIDSBURY: 78.3% Employed 10.7% Self-employed 3.9% Unemployed 7.1% Full-time Student
  2. RUSHOLME: 59.3% Employed 7.5% Self-employed 9.7% Unemployed 23.5% Full-time Student
4. Constraints
  1. DIDSBURY: (Jan2012) 667 Crimes, 223 A.S.B, 123 Burglary, 25 Robbery, 68 Vehicle, 46 Violent, 17 Other
  2. RUSHOLME: (Jan2012) 88 Crimes, 35 A.S.B, 18 Robbery, 14 Drugs&Weapons, 21 CriminalDamage
5. Patterns
  1. DIDSBURY: Average Salary=£36,000 Average House-Price=£267,502
  2. RUSHOLME: Average Salary=£33,000 Average House-Price=£102,016
Key Terms
1. Quality of Life
  1. Satisfaction of people's way of life. (e.g.Happiness&Community).
2. Standard of Living
  1. Measure of person's material welfare. (e.g.Income).
3. Access to Housing
  1. Human right to housing, ensuring everyone has access to a secure, habitable, affordable home with freedom from forced eviction.
4. Housing Tenure
  1. Legal right to have a home. Categorised by 'Housing Tenure'.
Factors affecting 'Quality of Life' in urban areas.
1. Positives
  1. Governments help redevelop run-down inner-city areas, for example; London's Docklands & Manchester's Salford Quays - this may improve the physical environment & quality of housing.
2. Negatives
  1. Inner-city areas experience a poor quality of life, due to typically being a zone with older housing and a declining industry.

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Quality of Life & Housing

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	Created by Sophie Davis almost 10 years ago