Gov. Health Plans - Medicare

Requirements: (Either/OR) 5 yrs. of US citizenship, etc... >= 65 yrs. If it has a disability OR if ESRD (End-Stage Renal Disease). Parts of Medicare: A – Hospital Insurance: Covers hospital-related services & emergency care (except custodial or long-term care) B – Medical Insurance: (optional) covers Dr.s’ Office visits. Also pays for medical services & some preventive services (i.e. eye exams, lab tests, screening shots). C – MA plans (Medicare Advantage): covers both A & B w/ additional coverage (i.e. vision, hearing, and dental).D – Outpatient Prescription Drug Insurance: everyone w/ Medicare has access to prescription drugs.Pros – Mo. premium is free or low;Cons – Not flexible / Rising number of people > 65 yrs.