WJEC Geography GCSE Theme 1 - Variation in Quality of Life and Access to Housing
1 Housing Tenure
1.1 Housing tenure is the financial arrangement underwhich someone
has the right to live in a house or appartement. The most common
types of housing tenure are owner occupied, rented from a private
landlord and rented from a social landlord.
1.2 Owner occupied is where you own the
house that you live in ie. the house is
inhabitated by the owner. In order to
access this part of the housing market
you need a large lump sum of money
and/or a regular wage so that you can
obtain and afford a mortgage.
1.2.1 A very wide variety of properties are
available at a range of prices, you can
choose to extend your home (with planning
permission) and when the mortgage is paid
the value of the home is yours.
1.2.2 If you miss payments on your
mortgage your house could be
reposessed and you have to have a
lot of savings before you can borrow
the rest on a mortgage
1.3 Renting from a Private landlord. A
private landlord is someone who lets out
a hous they own in order to make a
profit. Contracts are usualy short term
and therefore not suitable for those
wishing to settle down (such as
1.3.1 What you pay each month
is fair and affordable, you
can move at short notice
and someone else pays for
repairs to your home.
1.3.2 You might have to wait a long time to
get repairs done if you have a bad
landlord and at the end of paying lots
of money in, you get nothing back.
1.4 Renting from a Social Landlord. Social
Landlords are not for profit organisations
such as the local council. People who
apply to rent from one are put on a
waiting list and have little choice about
where they live. Their rent is often
subsidised or paid for by the council.
1.4.1 The rent is often
subsidised and someone
else pays for repairs to
1.4.2 You have very little choice
about where you live or what
house you get. You may
become subject to bedroom tax
or forced to move.
2 Effect of the Urban environment on quality of life