Question 1
Question
Which of the following Medigap Plans provide foreign travel emergency health care coverage when you travel outside the U.S.
Answer
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A, B, C, F, and N
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B, C, D, F, G, and N
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F, K, L, and N
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C, D, F, G, M, and N
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B, C, D, F, and N
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C, D, E, F, G, H, I, J, M, and N
Question 2
Question
Foreign travel emergency coverage with Medigap policies has a lifetime limit of
Answer
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$45,000
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$70,000
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$40,000
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$50,000
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$60,000
Question 3
Question
Doctors and hospitals bill Medigap carriers directly.
Question 4
Question
Which Medigap plans pay 80% of the billed charges for certain medically necessary emergency care outside the U.S. after you meet a $250 deductible for the year
Answer
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Plans C, A, D, E, F, G, H, I, J, M, and N
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Plans C, D, E, F, G, H, I, J, and N
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Plans C, D, E, F, G, H, I, J, M, and N
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Plans C, D, E, H, I, J, M, and N
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Plans C, D, E, F, G, J, M, and N
Question 5
Question
PD plans included with Medicare Advantage Plans are similar to Medicare Part D plans.
Question 6
Question
The ___________ begins when the beneficiary is advised they will be losing group coverage.
Question 7
Answer
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Hospital Maintenance Organizations
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Health Maintenance Organizations
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Health Medicare Organizations
Question 8
Question
Medicare Part C is a
Answer
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Medigap Plan
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Prescription Drug Plan
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Medicare Advantage Plan
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A Standard Medicare Plan
Question 9
Question
It's illegal for anyone to sell you a Medigap policy if you have a Medicare Medical Savings Account (MSA) Plan or a MA
Question 10
Answer
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Preferred Policy Organization
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Preferred Provider Organization
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Private Provider Organization
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Private Policy Organization
Question 11
Question
Medigap premiums may increase with a _____________ day advance notice
Question 12
Question
Other benefits may also be provided with some Medicare Advantage plans such as:
Answer
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Dental
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Accident
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Hearing
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Health
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Vision
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Fitness
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Silver Sneakers
Question 13
Question
Private Fee for Service
Answer
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Requires the beneficiary to select an in network primary care physician.
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Requires the beneficiary to select a primary care physician from the POS Network.
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Have a network of doctors who have agreed to accept the plan.
Question 14
Question
Medicare Cost plans provide additional coverage to _________to Original Medicare coverage, while Medicare Advantage plans provide __________ coverage that takes place of original medicare coverage.
Answer
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add-on / replacement
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replacement / add-on
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replacement / stable
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Universal / replacement
Question 15
Question
PPO Network Types Include
Answer
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National PPO
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Regional PPO
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Area PPO
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District PPO
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Local PPO
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Circuit PPO
Question 16
Question 17
Question
What is the maximum deductible for Medicare Part D (2016)
Question 18
Question
To get out of the Coverage Gap the beneficiary must pay ____________ in true out of pocket expenses.
Question 19
Question
Formulary drugs must be
Question 20
Question
In most situations, a beneficiary must remain in their Part D Plan for a
Answer
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Month
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Rolling Year
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Fiscal Year
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Calendar Year
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Rolling Month
Question 21
Question
__________ begins 3 months beofre the beneficiary turns 65.
Question 22
Question
A Medigap plan can be based on what three different pricing methodologies?
Answer
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Attained Age, Age-in, and Communal Age Rated
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Community, Issue Age, and Attained Age Rated
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Attained Age, Issue Age, Communal Age Rated
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None of The Above
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Community, Standard Age, and Attained Age Rated
Question 23
Question
______________ begins October 15 and ends Dec 7 each year.
Question 24
Question
Initial Coverage Limit - Member pays 25% of drug cost after deductible is met and UNTIL the retail cost of the drugs equals
Question 25
Question
2015 Medicare Part B annual deductible is __________?
Question 26
Question
Medicare Part D will not cover Drugs covered by Medicare Part B.
Question 27
Question
What are three different plan structures with a Medigap plan?
Answer
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A Standard, Select, and Low Deductible plan.
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A Standard, Select, and High Deductible plan.
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A Select, Superior, High Deductible plan.
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A Deductible, Superior, and Select plan.
Question 28
Question
_____________ ends February 14
Question 29
Question
Beneficiaries who did not sign up for Part B when they were first eligible for Medicare may enroll in Part B during the __________.
Question 30
Question
Medicare Part A Deductible is ______________?
Question 31
Question
During the Coverage Gap, a beneficicary will pay _______ of the retail cost for generic medications, ________ of the retail cost for brand name medications.
Answer
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65 / 45
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58 / 45
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45 / 65
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25 / 45