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Micro-credit schemes - case study.
- Global financial crisis impacted in 2008 - causing losses in jobs, incomes & services.
- Grameen Bank launched in the 70's by Mohamed Yunus.
- Formation of groups of
borrowers.
- Solidarity & peer
pressure &
responsibilty in
paying loans back
- Solidarity & peer
pressure &
responsibilty in
paying loans back
- In Bangladesh, Grameen also functions as a savings bank
& has projects in areas like telecoms & solar energy
(ploughing money back into local needs).
- Grameen America.
- Offers loans from US$500 to US$3000.
- A feeling that this type of lending doesn't work
in USA - you can't just load up a cart and go
selling - it affects welfare payments and
healthcare
- A feeling that this type of lending doesn't work
in USA - you can't just load up a cart and go
selling - it affects welfare payments and
healthcare
- Offers loans from US$500 to US$3000.
- Formation of groups of
borrowers.
- Target women in many
countries to promote income
generating capabilities.
- One measure to promote
livelihood & reduce
poverty.
- Offer loans to poor
people who can't get
credit for business
ventures - low interest.
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