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Under a fixed period option (also called period certain) a specified period of years is selected, equal installment are paid to the recipient. Both the principal and interest will be liquidated over a selected period of years

Attending Physician Statement ( is used to obtain Medical details about a specific condition which shown up in the application

Rebating ( when producer gives or promises anything of value that is not specified in the policy, the are guilty of rebating

Benefit periods for individual short term disability policies will usually continue from six months to 2 years

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A married couple owns a permanent policy which covers both of their lives