Problem Loan Detention - created from Mind Map

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Account Operation Signals

Environment Factors

Business Operation Signals

Failure in complying with the repayment schedule

Issuing cheques with insufficient funds

Delaying in submitting financial statements

Communication difficulties

Increase in government legislation on a particular industry

Drastic change in nature of demand due to changes in technology and trend

Increase in entry barriers into the industry

Overall changes in global competition

No succession in business

Profit trend declining

Lack of proper accounting system and frequent changes of auditors

Poor management of account receivables and stock turnover

Increase in borrowing