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Consumer IQ Quiz
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Preguntas del test (20)
1You get a call from IRS saying they have audited your 2013 tax return, and you owe $870. Should you:
- ACall your accountant to get details of the audit
- BSet up a payment plan with the IRS to pay the money
- CPay the back taxes with a credit card
- DHang up the phone
2 While shopping at a major grocery chain store, a box of cereal is priced at $2.00, but after you go through the checkout lane, you noticed you were charged $2.30. What should you do?
- AGo to Customer Service and demand a 30 cent refund
- BGo to Customer Service and demand a $3.00 refund
- CGo home and file a complaint with the New York Attorney General because you were ripped off
- DIt was an honest mistake, so you are not entitled to a refund
3At novelty shop that sells and trades collector's items, you spot a rare postage stamp that you know is worth $850, but the store clerk marked it $8.50. Should you:
- ABuy it for $8.50 and resell it to another collector, at its regular price, for a huge profit
- BBuy it for $8.50 and add it to your collection for a big savings
- CNotify the retailer of the pricing error
- DBuy it for $850, then demand a "super refund" because of shop's error
4New York has a Used Car Lemon Law. Does the state have a New Car Lemon Law?
- Ayes
- Bno
5The maximum mileage allowed for a Lemon Law warranty is:
- A50,000 miles
- B36,000 miles
- C100,000 miles
- DThere is no limit
6The maximum age for a car to be covered by the Lemon Law is:
- A12 years
- B8 years
- CNo limit
- D10 years
7When buying a used car, the dealer can prohibit you from taking a test drive?
- AVerdadero
- BFalso
8You get a phone call from your credit card company informing you that someone has used your card for a large purchase in another state. To confirm you are not a con artist, the caller asks you to confirm your address, birthdate, and place of employment. Then the caller asks you to give your Social Security Number to make sure it matches the number on file. Should you give your Social Security Number?
- AYes
- BNo
9Using a handful of coupons you clipped from a savings booklet, you noticed at checkout, the sales tax was applied to the regular price of your merchandise instead of the discounted price. Did the store charge too much for tax?
- AYes
- BNo
10Using coupons you found in the grocery store's weekly circular, you noticed the sales tax was:
- AApplied to the regular price
- BApplied to the discount price
- CWas prorated, based on the number of store coupons you used
- DThe coupons covered the sales tax, so you didn't pay any
11A snowplow contractor comes to your door and offers to plow your driveway for the entire winter, for $350 if you pay upfront, get a receipt, and he will send you the contract in the mail. But if you can't pay until next week, the price goes up to $450. Should you:
- ASave the $100 and pay right away
- BAsk the contractor to come back when you can pay
- CAsk the contractor to send you a contract in the mail, while you look him up online, and compare his services to other contractors
- DTell him to get lost because he is not a very good businessman
12When making online purchases, which payment method provides the most security?
- AMoney order
- BCash
- CCredit card
- DWire transfer
13Entering your name on the Do Not Call Registry has to be renewed how often?
- AEvery 5 years
- BEvery 10 years
- CEvery 15 years
- DYou only have to register once
14Which of these will hurt your credit score the most?
- AFiling backruptcy
- BBeing 60 days late paying your credit card
- CMaxing out three out of your 6 credit cards
- DYour car gets reposessed
15Paying off your credit card each month:
- AImproves your credit score
- BLowers your credit score
- CDoes not affect your credit score
- DIt depends on whether your credit card is a MasterCard, Visa, or American Express
16You get a call from the Government Grants Office that you have been approved for a federal grant of up to $1,500, but they need to get some personal information to determine how much your qualify for. The caller doesn't ask for your Social Security Number. A week later, you receive a check for $1,000 in the mail. You should:
- ADeposit the check, and wait for it to clear the bank
- BTake it to the post office and report it as mail fraud
- CTake it to the police and report fraud
- DThrow it in the trash
17What is "phishing"
- AA prank phone call in an attempt to get your bank information
- BAn attempt by an Internet hacker to steal your identity
- CA video game only kids play know how to play
- DA way of paying bills online
18Bonus question: Who is the New York Attorney General?
- AThomas Dinapoli
- BWilliam Hochul
- CEric Schneiderman
- DFrank Sedita
19Bonus question 2: Who is the Erie County District Attorney?
- AEric Schneiderman
- BFrank Sedita
- CMark Poloncarz
- DStefan Mychajliw
20Bonus question 3: The Better Business Bureau is:
- AA federal agency
- BA state agency
- CA private not-for-profit agency
- DIt is a bi-national government agency shared by the U.S. and Canada
Información
- Descripción
- Consumer IQ quiz
- Autor
- mgreiner28
- Idioma
- English
- Visitas
- 245
- Etiquetas
- Valoración
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